:root{
  --navy:#0D1B2A;
  --navy-2:#10263a;
  --slate:#5E6670;
  --stone:#E6E8EB;
  --mist:#F7F5F1;
  --copper:#B87333;
  --bronze:#C48C5A;
  --ink:#17212d;
  --text:#364152;
  --white:#ffffff;
  --shadow:0 18px 50px rgba(13,27,42,.14);
  --radius:20px;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color:var(--text);
  background:var(--mist);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
a:hover{color:var(--copper)}
img{max-width:100%;height:auto}
.container{width:min(var(--max), calc(100% - 40px)); margin:0 auto}
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:20px;top:20px;width:auto;height:auto;background:var(--white);padding:10px 14px;border-radius:8px;z-index:999}
.site-header{
  position:sticky;top:0;z-index:20;
  background:rgba(247,245,241,.96);
  backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid rgba(13,27,42,.08);
}
.navbar{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:86px}
.logo{display:flex;align-items:center;gap:12px;min-width:235px;flex:0 0 auto}
.logo img{width:260px;display:block}
.main-nav{display:flex;align-items:center;gap:24px;font-size:.76rem;letter-spacing:.105em;text-transform:uppercase;font-weight:700;color:var(--navy);white-space:nowrap;flex:1 1 auto;justify-content:center}
.main-nav a{white-space:nowrap}.main-nav a.active{color:var(--copper)}
.header-cta{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border:1px solid var(--copper);border-radius:999px;color:var(--navy);font-weight:800;font-size:.74rem;letter-spacing:.085em;text-transform:uppercase;white-space:nowrap;flex:0 0 auto}
.header-cta:hover{background:var(--copper);color:var(--white)}
.mobile-menu-label{display:none}
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(circle at 82% 20%, rgba(196,140,90,.30), transparent 28%),
    linear-gradient(135deg, var(--navy) 0%, #0b1825 62%, #0f2b40 100%);
  color:var(--white);
}
.hero:before{
  content:"";position:absolute;inset:0;opacity:.16;
  background-image:linear-gradient(135deg, rgba(255,255,255,.06) 25%, transparent 25%), linear-gradient(225deg, rgba(255,255,255,.04) 25%, transparent 25%);
  background-size:44px 44px;
}
.hero-inner{position:relative;display:grid;grid-template-columns:.94fr 1.06fr;gap:54px;align-items:center;min-height:690px;padding:90px 0}
.eyebrow{color:var(--bronze);font-weight:800;letter-spacing:.18em;text-transform:uppercase;font-size:.82rem;margin-bottom:18px}
h1,h2,h3,.display{font-family: Georgia, "Times New Roman", serif;color:var(--navy);line-height:1.05;font-weight:500;letter-spacing:-.025em}
.hero h1{font-size:clamp(3rem,4.25vw,4.45rem);color:var(--white);max-width:660px;margin:0 0 24px;line-height:1.04}
.hero p{font-size:clamp(1.04rem,1.55vw,1.22rem);max-width:620px;color:rgba(255,255,255,.86);margin:0 0 34px}
.hero-actions,.cta-row{display:flex;gap:16px;flex-wrap:wrap;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:14px 22px;font-weight:850;letter-spacing:.08em;text-transform:uppercase;font-size:.78rem;border:1px solid transparent;transition:all .18s ease}
.btn-primary{background:var(--copper);color:var(--white)}
.btn-primary:hover{background:#9d5f27;color:var(--white);transform:translateY(-1px)}
.btn-secondary{border-color:rgba(255,255,255,.38);color:var(--white)}
.btn-secondary:hover{border-color:var(--white);background:rgba(255,255,255,.08);color:var(--white)}
.btn-light{background:var(--white);color:var(--navy);border-color:rgba(13,27,42,.12)}
.btn-light:hover{background:var(--stone);color:var(--navy)}
.hero-card{position:relative;min-height:560px;display:flex;align-items:center;justify-content:center}
.hero-panel{position:relative;width:min(100%,600px);aspect-ratio:1 / 1;display:flex;align-items:center;justify-content:center;padding:18px 16px 0;border-radius:30px;background:linear-gradient(180deg, rgba(255,255,255,.985), rgba(230,232,235,.96));border:1px solid rgba(255,255,255,.3);box-shadow:0 32px 90px rgba(0,0,0,.36), inset 0 1px 0 rgba(255,255,255,.75);overflow:hidden}
.hero-panel:before{content:"";position:absolute;inset:16px 16px auto 16px;height:44%;border-radius:24px;background:radial-gradient(circle at 50% 0%, rgba(255,255,255,.95), rgba(255,255,255,0) 72%);pointer-events:none}

.hero-card .tower-bg{width:114%;max-width:none;filter:drop-shadow(0 30px 40px rgba(13,27,42,.28));opacity:1;transform:translateY(8px)}
.hero-card .tower-bg.realistic{width:132%;transform:translateY(16px)}
.trust-strip{background:var(--white);border-bottom:1px solid rgba(13,27,42,.08)}
.trust-strip .container{display:flex;gap:20px;justify-content:space-between;align-items:center;padding:22px 0;color:var(--slate);font-weight:750;font-size:.86rem;letter-spacing:.06em;text-transform:uppercase;flex-wrap:wrap}
.section{padding:92px 0}
.section-tight{padding:66px 0}
.section-title{max-width:820px;margin-bottom:38px}
.kicker{font-weight:850;letter-spacing:.16em;text-transform:uppercase;color:var(--copper);font-size:.78rem;margin-bottom:14px}
h2{font-size:clamp(2.15rem,4vw,4.1rem);margin:0 0 18px}
h3{font-size:1.58rem;margin:0 0 12px;color:var(--navy)}
.lead{font-size:1.13rem;color:#465366;max-width:790px}
.grid{display:grid;gap:24px}.grid-4{grid-template-columns:repeat(4,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--white);border:1px solid rgba(13,27,42,.08);border-radius:var(--radius);padding:30px;box-shadow:0 4px 24px rgba(13,27,42,.06)}
.card:hover{box-shadow:var(--shadow)}
.service-coordination .card{background:rgba(255,255,255,.96);color:var(--text);border-color:rgba(255,255,255,.16)}
.service-coordination .card h3{color:var(--navy)}
.service-coordination .card p{color:#465366}
.service-coordination .card:hover{box-shadow:0 18px 50px rgba(0,0,0,.22)}
.investment-principles .section-title{max-width:100%}
.investment-principles h2{max-width:1180px}
.investment-principles .lead{color:rgba(255,255,255,.78);max-width:1120px}
.investment-principles .card{min-height:220px}
.business-owner-focus .card{min-height:260px}
.business-owner-focus .card h3{font-size:1.35rem}

@media (max-width:1050px){.grid-4{grid-template-columns:repeat(2,1fr)}}


.card .num{font-family:Georgia,serif;color:var(--copper);font-size:2rem;margin-bottom:8px}
.icon-card{position:relative;overflow:hidden}
.icon-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--copper),var(--bronze))}
ul.checklist{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}
ul.checklist li{position:relative;padding-left:28px} ul.checklist li:before{content:"";position:absolute;left:0;top:.46em;width:10px;height:10px;border-radius:50%;background:var(--copper);box-shadow:0 0 0 4px rgba(184,115,51,.12)}
.band{background:var(--navy);color:rgba(255,255,255,.86);position:relative;overflow:hidden}
.band h2,.band h3{color:var(--white)}
.band:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 0%, rgba(184,115,51,.22), transparent 34%)}
.band .container{position:relative}
.final-cta .split{grid-template-columns:1.15fr .85fr;align-items:center}
.final-cta h2{font-size:clamp(1.8rem,2.65vw,2.7rem);max-width:620px;margin-bottom:0;line-height:1.14}
.final-cta p{font-size:1.06rem}


.planning-process-title{max-width:none}
.planning-process-title h2{font-size:clamp(2.4rem,3.8vw,4rem);max-width:none;white-space:nowrap}
@media (max-width:900px){.planning-process-title h2{white-space:normal}}

.process{counter-reset:step;display:grid;gap:18px}
.process-item{display:grid;grid-template-columns:84px 1fr;gap:20px;align-items:start;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.11);border-radius:18px;padding:22px}
.process-item:before{counter-increment:step;content:counter(step);width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--copper);color:var(--white);font-weight:900}
.page-hero{background:linear-gradient(135deg,var(--navy),#132b41);color:var(--white);padding:92px 0 82px;position:relative;overflow:hidden}
.page-hero:after{content:"";position:absolute;right:5%;bottom:-80px;width:350px;height:350px;background:url('assets/logos/stone-fortress-tower-icon-white.png') center/contain no-repeat;opacity:.08}
.page-hero h1{font-size:clamp(2.8rem,5vw,5.2rem);color:var(--white);margin:0 0 20px;max-width:920px}
.page-hero p{max-width:820px;color:rgba(255,255,255,.84);font-size:1.2rem}

.page-hero-visual{background:
    radial-gradient(circle at 82% 22%, rgba(196,140,90,.24), transparent 30%),
    linear-gradient(135deg, var(--navy) 0%, #0b1825 62%, #0f2b40 100%);
  padding:74px 0;
}
.page-hero-visual:after{display:none}
.page-hero-grid{position:relative;display:grid;grid-template-columns:.94fr 1.06fr;gap:54px;align-items:center}
.page-hero-visual h1{font-size:clamp(2.8rem,4vw,4.25rem);color:var(--white);margin:0 0 24px;max-width:660px;line-height:1.04}
.page-hero-visual p{max-width:620px;color:rgba(255,255,255,.86);font-size:clamp(1.04rem,1.55vw,1.22rem)}
.page-hero-art{min-height:560px}
.page-hero-art .hero-panel{width:min(100%,600px);margin-left:auto}
.page-hero-art .tower-bg.realistic{width:132%;transform:translateY(16px)}
.fit-cta h2{font-size:clamp(1.85rem,2.7vw,2.75rem);line-height:1.12;max-width:520px}

.content-block{max-width:850px}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.highlight{background:rgba(184,115,51,.10);border-left:4px solid var(--copper);padding:22px;border-radius:12px;color:var(--navy)}
.service-list{display:grid;gap:18px}.service-list a{display:flex;justify-content:space-between;gap:20px;align-items:center;background:var(--white);padding:22px 24px;border-radius:18px;border:1px solid rgba(13,27,42,.08);font-weight:800;color:var(--navy)}.service-list a span{color:var(--copper)}
.contact-panel{background:var(--white);border-radius:24px;padding:34px;border:1px solid rgba(13,27,42,.08);box-shadow:var(--shadow)}
.contact-method{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;border-bottom:1px solid rgba(13,27,42,.08)}
.contact-method:last-child{border-bottom:0}
.notice{font-size:.9rem;color:var(--slate);background:#fff;border:1px solid rgba(13,27,42,.08);padding:18px;border-radius:14px}
.footer{background:#071421;color:rgba(255,255,255,.72);padding:62px 0 34px}
.footer h3{font-family:Georgia,serif;color:var(--white);font-size:1.6rem}.footer-logo{width:300px;margin-bottom:22px}.footer-grid{display:grid;grid-template-columns:1.25fr .7fr .85fr .8fr;gap:32px}.footer a{color:rgba(255,255,255,.78)}.footer a:hover{color:var(--bronze)}.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}.fine-print{margin-top:42px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);font-size:.82rem;color:rgba(255,255,255,.54)}

@media (max-width:1180px) and (min-width:901px){
  .navbar{gap:16px}
  .logo{min-width:205px}
  .logo img{width:230px}
  .main-nav{gap:16px;font-size:.69rem;letter-spacing:.075em}
  .header-cta{padding:11px 14px;font-size:.68rem;letter-spacing:.06em}
}
@media (max-width:900px){
  .page-hero-grid{grid-template-columns:1fr}.page-hero-art .hero-panel{margin:0 auto}.page-hero-visual{padding:90px 0}.page-hero-art{min-height:330px}
  .navbar{min-height:76px;align-items:flex-start;flex-direction:column;padding:18px 0}.logo img{width:250px}.main-nav{flex-wrap:wrap;gap:16px;font-size:.72rem}.header-cta{display:none}.hero-inner,.split{grid-template-columns:1fr}.hero-inner{min-height:auto;padding:72px 0}.hero-card{min-height:360px}.hero-panel{max-width:460px;margin:0 auto}.grid-4,.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}.section{padding:70px 0}.trust-strip .container{justify-content:flex-start}.process-item{grid-template-columns:1fr}.process-item:before{margin-bottom:4px}
}
@media (max-width:560px){
 .page-hero-visual h1{font-size:2.55rem}.page-hero-visual p{font-size:1.05rem}.page-hero-art{min-height:360px}.page-hero-art .hero-panel{max-width:430px}
 .container{width:min(100% - 28px, var(--max))}.hero h1{font-size:2.55rem}.page-hero h1{font-size:2.55rem}.btn{width:100%}.hero-actions,.cta-row{width:100%}.main-nav{display:grid;grid-template-columns:1fr 1fr;gap:10px}.logo img{width:220px}.card{padding:24px}.section-title{margin-bottom:28px}
}


/* ===== Homepage reset v21: premium light homepage based on approved mockup direction ===== */
.home-v21{
  background:#fff;
  color:#334155;
  -webkit-print-color-adjust:exact;
  print-color-adjust:exact;
}
.home-v21 .site-header{
  position:sticky;
  top:0;
  z-index:1000;
  background:linear-gradient(135deg,#05192b,#082842);
  box-shadow:0 1px 0 rgba(255,255,255,.08);
}
.home-v21 .navbar{
  min-height:76px;
  display:flex;
  align-items:center;
  gap:30px;
}
.home-v21 .logo img{
  width:295px;
}
.home-v21 .main-nav{
  margin-left:auto;
  display:flex;
  gap:31px;
  align-items:center;
  white-space:nowrap;
  color:#fff;
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-weight:850;
}
.home-v21 .main-nav a{
  color:rgba(255,255,255,.9);
  padding:27px 0 22px;
  border-bottom:3px solid transparent;
}
.home-v21 .main-nav a.active,
.home-v21 .main-nav a:hover{
  color:#fff;
  border-bottom-color:#d49a3b;
}
.home-v21 .header-cta{
  background:linear-gradient(135deg,#dca548,#b8792f);
  color:#07182a;
  padding:13px 22px;
  border-radius:4px;
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.07em;
  font-weight:900;
  box-shadow:0 8px 22px rgba(0,0,0,.22);
  white-space:nowrap;
}
.home-v21 .container{
  width:min(100% - 72px,1400px);
}
.home-hero-v21{
  position:relative;
  min-height:540px;
  overflow:hidden;
  background:#fff;
  border-bottom:1px solid #e7edf2;
}
.home-hero-v21:before{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,#fff 0%,#fff 36%,rgba(255,255,255,.86) 47%,rgba(255,255,255,.22) 67%,rgba(255,255,255,0) 100%);
  z-index:2;
  pointer-events:none;
}
.home-hero-art{
  position:absolute;
  top:0;
  right:0;
  bottom:0;
  width:68%;
  background-image:url('assets/images/homepage-fortress-business-hero.jpg');
  background-size:cover;
  background-position:center right;
  z-index:1;
}
.home-hero-grid{
  position:relative;
  z-index:3;
  min-height:540px;
  display:grid;
  grid-template-columns:minmax(600px, 1fr) minmax(380px, .95fr);
  align-items:center;
}
.home-hero-copy{
  max-width:735px;
  padding:74px 0 68px;
}
.home-v21 .kicker{
  font-size:.9rem;
  letter-spacing:.2em;
  text-transform:uppercase;
  font-weight:900;
  color:#b8792f;
  margin-bottom:18px;
}
.home-hero-copy h1{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(3.0rem,4.05vw,4.85rem);
  line-height:1.02;
  letter-spacing:-.05em;
  margin:0 0 24px;
}
.home-hero-copy p{
  max-width:670px;
  color:#3f4f64;
  font-size:1.16rem;
  line-height:1.72;
  margin:0;
}
.home-v21 .hero-actions{
  display:flex;
  gap:14px;
  margin-top:28px;
}
.home-v21 .btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-height:52px;
  padding:15px 25px;
  border-radius:5px;
  text-transform:uppercase;
  letter-spacing:.06em;
  font-size:.82rem;
  font-weight:900;
  border:1px solid transparent;
}
.home-v21 .btn:after{
  content:"→";
  font-size:1.05rem;
}
.home-v21 .btn-primary{
  background:#071c2f;
  color:#fff;
  box-shadow:0 12px 24px rgba(7,28,47,.18);
}
.home-trust-v21{
  background:#fff;
  border-bottom:1px solid #e7edf2;
}
.trust-row-v21{
  display:grid;
  grid-template-columns:1.03fr 1fr 1.14fr 1.08fr 1.02fr;
  gap:0;
  padding:24px 0;
}
.trust-card-v21{
  display:grid;
  grid-template-columns:48px 1fr;
  gap:14px;
  align-items:center;
  padding:8px 18px;
  border-right:1px solid #dfe5eb;
}
.trust-card-v21:first-child{
  padding-left:0;
}
.trust-card-v21:last-child{
  border-right:0;
  padding-right:0;
}
.trust-card-v21 span{
  width:48px;
  height:48px;
  display:grid;
  place-items:center;
  color:#071c2f;
}
.trust-card-v21 svg{
  width:44px;
  height:44px;
}
.trust-card-v21 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.02rem;
  line-height:1.18;
  margin:0 0 5px;
}
.trust-card-v21 p{
  color:#405166;
  font-size:.94rem;
  line-height:1.34;
  margin:0;
}
.home-services-v21{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:62px 0 58px;
}
.section-title-v21{
  text-align:center;
  max-width:1240px;
  margin:0 auto 34px;
}
.section-title-v21 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.0rem,2.25vw,2.65rem);
  line-height:1.12;
  letter-spacing:-.035em;
  margin:0;
}
.service-grid-v21{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:18px;
}
.service-card-v21{
  display:grid;
  grid-template-columns:70px 1fr;
  gap:20px;
  align-items:start;
  min-height:188px;
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:27px 26px 24px;
  box-shadow:0 8px 24px rgba(7,28,47,.06);
  color:#334155;
}
.service-card-v21:hover{
  transform:translateY(-2px);
  box-shadow:0 18px 44px rgba(7,28,47,.12);
}
.service-card-v21 > span{
  width:62px;
  height:62px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
}
.service-card-v21 svg{
  width:34px;
  height:34px;
}
.service-card-v21 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  line-height:1.14;
  margin:0 0 8px;
}
.service-card-v21 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.45;
  margin:0 0 14px;
}
.service-card-v21 strong{
  color:#b8792f;
  text-transform:uppercase;
  font-size:.78rem;
  letter-spacing:.08em;
}
.home-cta-v21{
  background:
    radial-gradient(circle at 0% 100%,rgba(212,154,59,.14),transparent 29%),
    linear-gradient(135deg,#061b2d,#092944);
  padding:34px 0;
  color:#fff;
}
.cta-band-v21{
  display:grid;
  grid-template-columns:68px minmax(0,1fr) auto;
  align-items:center;
  gap:28px;
}
.cta-icon-v21{
  width:58px;
  height:58px;
  color:#d49a3b;
  display:grid;
  place-items:center;
}
.cta-icon-v21 svg{
  width:56px;
  height:56px;
}
.cta-band-v21 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#fff;
  font-size:clamp(1.75rem,2vw,2.45rem);
  letter-spacing:-.03em;
  margin:0 0 4px;
}
.cta-band-v21 p{
  color:rgba(255,255,255,.84);
  font-size:1rem;
  line-height:1.45;
  margin:0;
}
.home-v21 .btn-gold{
  background:linear-gradient(135deg,#dca548,#b8792f);
  color:#07182a;
  min-width:290px;
}
.home-v21 .footer{
  background:#07131f;
  color:rgba(255,255,255,.72);
}
.home-v21 .footer h3{
  color:#fff;
}
.home-v21 .footer a{
  color:rgba(255,255,255,.76);
}
.home-v21 .footer a:hover{
  color:#dca548;
}
@media (max-width:1220px){
  .home-v21 .logo img{width:252px}
  .home-v21 .main-nav{gap:18px;font-size:.72rem}
  .home-v21 .header-cta{padding:12px 15px}
  .home-hero-grid{grid-template-columns:minmax(560px,1fr) minmax(360px,.9fr)}
  .trust-row-v21{grid-template-columns:repeat(3,1fr);row-gap:18px}
  .trust-card-v21:nth-child(3){border-right:0}
  .trust-card-v21:nth-child(4){padding-left:0}
  .service-grid-v21{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:860px){
  .home-v21 .container{width:min(100% - 34px,1400px)}
  .home-v21 .navbar{
    min-height:auto;
    flex-direction:column;
    align-items:flex-start;
    padding:16px 0;
    gap:14px;
  }
  .home-v21 .logo img{width:238px}
  .home-v21 .main-nav{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:10px 20px;
    margin-left:0;
  }
  .home-v21 .main-nav a{
    padding:0;
    border:0;
  }
  .home-v21 .header-cta{display:none}
  .home-hero-v21{
    min-height:auto;
  }
  .home-hero-v21:before{
    background:linear-gradient(180deg,#fff 0%,#fff 47%,rgba(255,255,255,.55) 70%,rgba(255,255,255,.04) 100%);
  }
  .home-hero-art{
    position:relative;
    width:100%;
    height:300px;
    margin-top:0;
    background-position:center right;
  }
  .home-hero-grid{
    min-height:auto;
    display:block;
  }
  .home-hero-copy{
    padding:54px 0 32px;
    max-width:100%;
  }
  .home-hero-copy h1{
    font-size:2.65rem;
  }
  .home-hero-copy p{
    font-size:1.05rem;
  }
  .home-v21 .hero-actions,
  .home-v21 .btn,
  .home-v21 .btn-gold{
    width:100%;
  }
  .trust-row-v21,
  .service-grid-v21{
    grid-template-columns:1fr;
  }
  .trust-card-v21{
    border-right:0;
    border-bottom:1px solid #dfe5eb;
    padding:16px 0;
  }
  .trust-card-v21:last-child{
    border-bottom:0;
  }
  .service-card-v21{
    grid-template-columns:1fr;
  }
  .cta-band-v21{
    grid-template-columns:1fr;
  }
}


/* v22 homepage alignment refinements */
@media (min-width:1181px) and (max-width:1380px){
  .home-hero-copy h1{
    font-size:clamp(3rem,3.55vw,4.35rem);
    max-width:700px;
  }
  .home-hero-copy p{
    max-width:650px;
  }
  .home-v21 .main-nav{
    gap:24px;
  }
  .trust-card-v21{
    padding-left:16px;
    padding-right:16px;
  }
  .trust-card-v21 h3{
    font-size:.98rem;
  }
  .trust-card-v21 p{
    font-size:.9rem;
  }
  .section-title-v21 h2{
    font-size:clamp(2rem,2.05vw,2.45rem);
  }
}

@media (min-width:861px){
  .section-title-v21 h2{
    white-space:nowrap;
  }
}



/* ===== Services page v23: based on approved homepage v22 visual system ===== */
.services-v23{
  background:#fff;
  color:#334155;
}
.services-v23 .site-header{
  position:sticky;
  top:0;
  z-index:1000;
  background:linear-gradient(135deg,#05192b,#082842);
  box-shadow:0 1px 0 rgba(255,255,255,.08);
}
.services-v23 .navbar{
  min-height:76px;
  display:flex;
  align-items:center;
  gap:30px;
}
.services-v23 .logo img{
  width:295px;
}
.services-v23 .main-nav{
  margin-left:auto;
  display:flex;
  gap:31px;
  align-items:center;
  white-space:nowrap;
  color:#fff;
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-weight:850;
}
.services-v23 .main-nav a{
  color:rgba(255,255,255,.9);
  padding:27px 0 22px;
  border-bottom:3px solid transparent;
}
.services-v23 .main-nav a.active,
.services-v23 .main-nav a:hover{
  color:#fff;
  border-bottom-color:#d49a3b;
}
.services-v23 .header-cta{
  background:linear-gradient(135deg,#dca548,#b8792f);
  color:#07182a;
  padding:13px 22px;
  border-radius:4px;
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.07em;
  font-weight:900;
  box-shadow:0 8px 22px rgba(0,0,0,.22);
  white-space:nowrap;
}
.services-v23 .container{
  width:min(100% - 72px,1400px);
}
.services-hero-v23{
  position:relative;
  min-height:470px;
  overflow:hidden;
  background:#fff;
  border-bottom:1px solid #e7edf2;
}
.services-hero-v23:before{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,#fff 0%,#fff 42%,rgba(255,255,255,.86) 54%,rgba(255,255,255,.26) 72%,rgba(255,255,255,0) 100%);
  z-index:2;
  pointer-events:none;
}
.services-hero-art{
  position:absolute;
  top:0;
  right:0;
  bottom:0;
  width:62%;
  background-image:url('assets/images/homepage-fortress-business-hero.jpg');
  background-size:cover;
  background-position:center right;
  z-index:1;
}
.services-hero-grid{
  position:relative;
  z-index:3;
  min-height:470px;
  display:grid;
  grid-template-columns:minmax(680px, .9fr) minmax(360px, 1.1fr);
  align-items:center;
}
.services-hero-copy{
  max-width:760px;
  padding:66px 0;
}
.services-v23 .kicker{
  font-size:.9rem;
  letter-spacing:.2em;
  text-transform:uppercase;
  font-weight:900;
  color:#b8792f;
  margin-bottom:18px;
}
.services-hero-copy h1{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(3rem,3.75vw,4.65rem);
  line-height:1.03;
  letter-spacing:-.05em;
  margin:0 0 24px;
}
.services-hero-copy p{
  max-width:720px;
  color:#3f4f64;
  font-size:1.13rem;
  line-height:1.68;
  margin:0;
}
.services-v23 .hero-actions{
  display:flex;
  gap:14px;
  margin-top:28px;
}
.services-v23 .btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-height:52px;
  padding:15px 25px;
  border-radius:5px;
  text-transform:uppercase;
  letter-spacing:.06em;
  font-size:.82rem;
  font-weight:900;
  border:1px solid transparent;
}
.services-v23 .btn:after{
  content:"→";
  font-size:1.05rem;
}
.services-v23 .btn-primary{
  background:#071c2f;
  color:#fff;
  box-shadow:0 12px 24px rgba(7,28,47,.18);
}
.services-overview-v23{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:66px 0 64px;
}
.section-title-v23{
  max-width:1160px;
  margin:0 auto 34px;
  text-align:center;
}
.section-title-v23 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.05rem,2.35vw,2.8rem);
  line-height:1.12;
  letter-spacing:-.035em;
  margin:0 0 12px;
}
.section-title-v23 p{
  max-width:980px;
  margin:0 auto;
  color:#44556b;
  font-size:1.07rem;
  line-height:1.55;
}
.service-grid-page-v23{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.service-page-card-v23{
  display:grid;
  grid-template-columns:68px 1fr;
  gap:20px;
  align-items:start;
  min-height:224px;
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px 28px 24px;
  box-shadow:0 8px 24px rgba(7,28,47,.06);
  color:#334155;
}
.service-page-card-v23.primary-card{
  border-color:rgba(184,121,47,.35);
  box-shadow:0 14px 34px rgba(184,121,47,.1);
}
.service-page-card-v23:hover{
  transform:translateY(-2px);
  box-shadow:0 18px 44px rgba(7,28,47,.12);
}
.service-page-card-v23 > span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
}
.service-page-card-v23 svg{
  width:33px;
  height:33px;
}
.service-page-card-v23 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.38rem;
  line-height:1.16;
  margin:0 0 9px;
}
.service-page-card-v23 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0 0 14px;
}
.service-page-card-v23 strong{
  color:#b8792f;
  text-transform:uppercase;
  font-size:.78rem;
  letter-spacing:.08em;
}
.services-process-v23{
  background:#fff;
  padding:66px 0;
}
.process-band-v23{
  display:grid;
  grid-template-columns:minmax(420px,.8fr) minmax(680px,1.2fr);
  gap:54px;
  align-items:start;
}
.process-band-v23 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.7vw,3.3rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0;
}
.process-steps-v23{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.process-steps-v23 > div{
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:24px;
  min-height:214px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.process-steps-v23 strong{
  color:#b8792f;
  font-size:.9rem;
  letter-spacing:.18em;
}
.process-steps-v23 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  margin:8px 0 8px;
}
.process-steps-v23 p{
  color:#405166;
  line-height:1.48;
  margin:0;
}
.services-cta-v23{
  background:
    radial-gradient(circle at 0% 100%,rgba(212,154,59,.14),transparent 29%),
    linear-gradient(135deg,#061b2d,#092944);
  padding:34px 0;
  color:#fff;
}
.services-v23 .cta-band-v23{
  display:grid;
  grid-template-columns:68px minmax(0,1fr) auto;
  align-items:center;
  gap:28px;
}
.services-v23 .cta-icon-v23{
  width:58px;
  height:58px;
  color:#d49a3b;
  display:grid;
  place-items:center;
}
.services-v23 .cta-icon-v23 svg{
  width:56px;
  height:56px;
}
.services-v23 .cta-band-v23 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#fff;
  font-size:clamp(1.75rem,2vw,2.45rem);
  letter-spacing:-.03em;
  margin:0 0 4px;
}
.services-v23 .cta-band-v23 p{
  color:rgba(255,255,255,.84);
  font-size:1rem;
  line-height:1.45;
  margin:0;
}
.services-v23 .btn-gold{
  background:linear-gradient(135deg,#dca548,#b8792f);
  color:#07182a;
  min-width:290px;
}
.services-v23 .footer{
  background:#07131f;
  color:rgba(255,255,255,.72);
}
.services-v23 .footer h3{
  color:#fff;
}
.services-v23 .footer a{
  color:rgba(255,255,255,.76);
}
.services-v23 .footer a:hover{
  color:#dca548;
}
@media (max-width:1220px){
  .services-v23 .logo img{width:252px}
  .services-v23 .main-nav{gap:18px;font-size:.72rem}
  .services-v23 .header-cta{padding:12px 15px}
  .services-hero-grid{grid-template-columns:minmax(560px,1fr) minmax(320px,.8fr)}
  .service-grid-page-v23{grid-template-columns:repeat(2,1fr)}
  .process-band-v23{grid-template-columns:1fr}
}
@media (max-width:860px){
  .services-v23 .container{width:min(100% - 34px,1400px)}
  .services-v23 .navbar{
    min-height:auto;
    flex-direction:column;
    align-items:flex-start;
    padding:16px 0;
    gap:14px;
  }
  .services-v23 .logo img{width:238px}
  .services-v23 .main-nav{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:10px 20px;
    margin-left:0;
  }
  .services-v23 .main-nav a{padding:0;border:0}
  .services-v23 .header-cta{display:none}
  .services-hero-v23{min-height:auto}
  .services-hero-v23:before{
    background:linear-gradient(180deg,#fff 0%,#fff 48%,rgba(255,255,255,.55) 72%,rgba(255,255,255,.04) 100%);
  }
  .services-hero-art{
    position:relative;
    width:100%;
    height:280px;
    background-position:center right;
  }
  .services-hero-grid{min-height:auto;display:block}
  .services-hero-copy{padding:54px 0 32px;max-width:100%}
  .services-hero-copy h1{font-size:2.55rem}
  .services-hero-copy p{font-size:1.05rem}
  .services-v23 .hero-actions,
  .services-v23 .btn,
  .services-v23 .btn-gold{width:100%}
  .service-grid-page-v23,
  .process-steps-v23{grid-template-columns:1fr}
  .service-page-card-v23{grid-template-columns:1fr}
  .services-v23 .cta-band-v23{grid-template-columns:1fr}
}


/* ===== Business Owner Planning v24: approved v22/v23 visual system ===== */
.business-v24 .business-hero-v24{
  min-height:485px;
}
.business-v24 .business-hero-grid-v24{
  min-height:485px;
  grid-template-columns:minmax(720px, .98fr) minmax(320px, 1.02fr);
}
.business-v24 .business-hero-copy-v24{
  max-width:790px;
}
.business-v24 .business-hero-copy-v24 h1{
  font-size:clamp(2.95rem,3.55vw,4.45rem);
  max-width:780px;
}
.business-v24 .business-hero-copy-v24 p{
  max-width:740px;
}
.business-complexity-v24{
  background:#fff;
  padding:68px 0;
}
.business-complexity-grid-v24{
  display:grid;
  grid-template-columns:minmax(560px,.94fr) minmax(600px,1.06fr);
  gap:58px;
  align-items:start;
}
.business-complexity-copy-v24{
  max-width:710px;
}
.business-complexity-copy-v24 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 18px;
}
.business-complexity-copy-v24 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.65;
  margin:0 0 16px;
}
.business-check-panel-v24{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:30px 32px;
  box-shadow:0 10px 32px rgba(7,28,47,.06);
}
.business-checklist-v24{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:16px 34px;
}
.business-checklist-v24 li{
  position:relative;
  padding-left:32px;
  color:#35465c;
  line-height:1.38;
}
.business-checklist-v24 li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:2px;
  width:21px;
  height:21px;
  border-radius:50%;
  background:#b8792f;
  color:#fff;
  display:grid;
  place-items:center;
  font-size:.76rem;
  font-weight:900;
}
.business-address-v24{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:66px 0 64px;
}
.business-title-v24{
  max-width:1220px;
}
.business-title-v24 h2{
  white-space:nowrap;
}
.business-title-v24 p{
  max-width:1040px;
}
.business-card-grid-v24{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.business-card-v24{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px 28px 24px;
  min-height:218px;
  box-shadow:0 8px 24px rgba(7,28,47,.06);
}
.business-card-v24 span,
.lifecycle-card-v24 span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
}
.business-card-v24 svg,
.lifecycle-card-v24 svg{
  width:33px;
  height:33px;
}
.business-card-v24 h3,
.lifecycle-card-v24 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  line-height:1.14;
  margin:0 0 10px;
}
.business-card-v24 p,
.lifecycle-card-v24 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0;
}
.business-lifecycle-v24{
  background:#fff;
  padding:66px 0;
}
.lifecycle-grid-v24{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.lifecycle-card-v24{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px;
  min-height:230px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.business-v24 .business-cta-v24 .cta-band-v23 h2{
  max-width:850px;
}
@media (max-width:1220px){
  .business-v24 .business-hero-grid-v24{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .business-complexity-grid-v24{
    grid-template-columns:1fr;
  }
  .business-complexity-copy-v24{
    max-width:980px;
  }
  .business-card-grid-v24,
  .lifecycle-grid-v24{
    grid-template-columns:repeat(2,1fr);
  }
  .business-title-v24 h2{
    white-space:normal;
  }
}
@media (max-width:860px){
  .business-v24 .business-hero-v24{
    min-height:auto;
  }
  .business-v24 .business-hero-grid-v24{
    display:block;
    min-height:auto;
  }
  .business-v24 .business-hero-copy-v24 h1{
    font-size:2.52rem;
  }
  .business-checklist-v24,
  .business-card-grid-v24,
  .lifecycle-grid-v24{
    grid-template-columns:1fr;
  }
  .business-complexity-v24,
  .business-address-v24,
  .business-lifecycle-v24{
    padding:56px 0;
  }
}



/* ===== Who We Serve v25: approved v22/v23/v24 visual system ===== */
.who-v25 .who-hero-v25{
  min-height:485px;
}
.who-v25 .who-hero-grid-v25{
  min-height:485px;
  grid-template-columns:minmax(720px,.98fr) minmax(320px,1.02fr);
}
.who-v25 .who-hero-copy-v25{
  max-width:800px;
}
.who-v25 .who-hero-copy-v25 h1{
  font-size:clamp(2.95rem,3.55vw,4.45rem);
  max-width:800px;
}
.who-v25 .who-hero-copy-v25 p{
  max-width:720px;
}
.who-focus-v25{
  background:#fff;
  padding:68px 0;
}
.who-focus-grid-v25{
  display:grid;
  grid-template-columns:minmax(620px,.98fr) minmax(500px,1.02fr);
  gap:58px;
  align-items:start;
}
.who-focus-copy-v25{
  max-width:780px;
}
.who-focus-copy-v25 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 18px;
}
.who-focus-copy-v25 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.65;
  margin:0 0 16px;
}
.who-fit-panel-v25{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:30px 34px;
  box-shadow:0 10px 32px rgba(7,28,47,.06);
}
.who-fit-panel-v25 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.55rem;
  margin:0 0 18px;
}
.who-fit-panel-v25 ul{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  gap:15px;
}
.who-fit-panel-v25 li{
  position:relative;
  padding-left:32px;
  color:#35465c;
  line-height:1.38;
}
.who-fit-panel-v25 li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:2px;
  width:21px;
  height:21px;
  border-radius:50%;
  background:#b8792f;
  color:#fff;
  display:grid;
  place-items:center;
  font-size:.76rem;
  font-weight:900;
}
.who-audience-v25{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:66px 0 64px;
}
.who-title-v25{
  max-width:1160px;
}
.who-title-v25 h2{
  white-space:nowrap;
}
.who-title-v25 p{
  max-width:1000px;
}
.who-card-grid-v25{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.who-card-v25{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px 28px 24px;
  min-height:238px;
  box-shadow:0 8px 24px rgba(7,28,47,.06);
  color:#334155;
}
.who-card-v25.featured{
  border-color:rgba(184,121,47,.35);
  box-shadow:0 14px 34px rgba(184,121,47,.1);
}
a.who-card-v25:hover{
  transform:translateY(-2px);
  box-shadow:0 18px 44px rgba(7,28,47,.12);
}
.who-card-v25 span,
.fit-list-v25 span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
}
.who-card-v25 svg,
.fit-list-v25 svg{
  width:33px;
  height:33px;
}
.who-card-v25 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  line-height:1.14;
  margin:0 0 10px;
}
.who-card-v25 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0 0 14px;
}
.who-card-v25 strong{
  color:#b8792f;
  text-transform:uppercase;
  font-size:.78rem;
  letter-spacing:.08em;
}
.who-fit-v25{
  background:#fff;
  padding:66px 0;
}
.fit-band-v25{
  display:grid;
  grid-template-columns:minmax(520px,.95fr) minmax(560px,1.05fr);
  gap:58px;
  align-items:start;
}
.fit-band-v25 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.65vw,3.25rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0;
}
.fit-list-v25{
  display:grid;
  gap:18px;
}
.fit-list-v25 div{
  display:grid;
  grid-template-columns:60px 1fr;
  gap:18px;
  align-items:center;
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:20px 22px;
}
.fit-list-v25 span{
  margin-bottom:0;
}
.fit-list-v25 p{
  margin:0;
  color:#35465c;
  line-height:1.45;
}
.who-v25 .who-cta-v25 .cta-band-v23 h2{
  max-width:850px;
}
@media (max-width:1220px){
  .who-v25 .who-hero-grid-v25{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .who-focus-grid-v25,
  .fit-band-v25{
    grid-template-columns:1fr;
  }
  .who-focus-copy-v25{
    max-width:980px;
  }
  .who-card-grid-v25{
    grid-template-columns:repeat(2,1fr);
  }
  .who-title-v25 h2{
    white-space:normal;
  }
}
@media (max-width:860px){
  .who-v25 .who-hero-v25{
    min-height:auto;
  }
  .who-v25 .who-hero-grid-v25{
    display:block;
    min-height:auto;
  }
  .who-v25 .who-hero-copy-v25 h1{
    font-size:2.52rem;
  }
  .who-card-grid-v25{
    grid-template-columns:1fr;
  }
  .who-focus-v25,
  .who-audience-v25,
  .who-fit-v25{
    padding:56px 0;
  }
  .fit-list-v25 div{
    grid-template-columns:1fr;
  }
}



/* ===== Financial Planning v26: approved v22/v23/v24/v25 visual system ===== */
.financial-v26 .financial-hero-v26{
  min-height:485px;
}
.financial-v26 .financial-hero-grid-v26{
  min-height:485px;
  grid-template-columns:minmax(720px,.98fr) minmax(320px,1.02fr);
}
.financial-v26 .financial-hero-copy-v26{
  max-width:790px;
}
.financial-v26 .financial-hero-copy-v26 h1{
  font-size:clamp(2.95rem,3.55vw,4.45rem);
  max-width:790px;
}
.financial-v26 .financial-hero-copy-v26 p{
  max-width:720px;
}
.financial-foundation-v26{
  background:#fff;
  padding:68px 0;
}
.financial-foundation-grid-v26{
  display:grid;
  grid-template-columns:minmax(570px,.95fr) minmax(600px,1.05fr);
  gap:58px;
  align-items:start;
}
.financial-foundation-copy-v26{
  max-width:730px;
}
.financial-foundation-copy-v26 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 18px;
}
.financial-foundation-copy-v26 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.65;
  margin:0 0 16px;
}
.financial-check-panel-v26{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:30px 32px;
  box-shadow:0 10px 32px rgba(7,28,47,.06);
}
.financial-checklist-v26{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:16px 34px;
}
.financial-checklist-v26 li{
  position:relative;
  padding-left:32px;
  color:#35465c;
  line-height:1.38;
}
.financial-checklist-v26 li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:2px;
  width:21px;
  height:21px;
  border-radius:50%;
  background:#b8792f;
  color:#fff;
  display:grid;
  place-items:center;
  font-size:.76rem;
  font-weight:900;
}
.financial-areas-v26{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:66px 0 64px;
}
.financial-title-v26{
  max-width:1220px;
}
.financial-title-v26 h2{
  white-space:nowrap;
}
.financial-title-v26 p{
  max-width:1040px;
}
.financial-card-grid-v26{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.financial-card-v26{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px 28px 24px;
  min-height:214px;
  box-shadow:0 8px 24px rgba(7,28,47,.06);
}
.financial-card-v26 span,
.financial-process-card-v26 span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
}
.financial-card-v26 svg,
.financial-process-card-v26 svg{
  width:33px;
  height:33px;
}
.financial-card-v26 h3,
.financial-process-card-v26 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  line-height:1.14;
  margin:0 0 10px;
}
.financial-card-v26 p,
.financial-process-card-v26 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0;
}
.financial-process-v26{
  background:#fff;
  padding:66px 0;
}
.financial-process-grid-v26{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:20px;
}
.financial-process-card-v26{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px;
  min-height:238px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.financial-v26 .financial-cta-v26 .cta-band-v23 h2{
  max-width:850px;
}
@media (max-width:1220px){
  .financial-v26 .financial-hero-grid-v26{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .financial-foundation-grid-v26{
    grid-template-columns:1fr;
  }
  .financial-foundation-copy-v26{
    max-width:980px;
  }
  .financial-card-grid-v26,
  .financial-process-grid-v26{
    grid-template-columns:repeat(2,1fr);
  }
  .financial-title-v26 h2{
    white-space:normal;
  }
}
@media (max-width:860px){
  .financial-v26 .financial-hero-v26{
    min-height:auto;
  }
  .financial-v26 .financial-hero-grid-v26{
    display:block;
    min-height:auto;
  }
  .financial-v26 .financial-hero-copy-v26 h1{
    font-size:2.52rem;
  }
  .financial-checklist-v26,
  .financial-card-grid-v26,
  .financial-process-grid-v26{
    grid-template-columns:1fr;
  }
  .financial-foundation-v26,
  .financial-areas-v26,
  .financial-process-v26{
    padding:56px 0;
  }
}



/* v28 Financial Planning CFP-style process refinement */
.financial-process-v27 .financial-title-v26{
  max-width:1220px;
}
.financial-process-v27 .financial-title-v26 h2{
  white-space:nowrap;
}
.financial-process-v27 .financial-title-v26 p{
  max-width:1040px;
}
.financial-process-grid-v27{
  display:grid;
  grid-template-columns:repeat(12,minmax(0,1fr));
  gap:20px;
}
.financial-process-grid-v27 > .financial-process-card-v27{
  grid-column:span 3;
  min-height:248px;
}
.financial-process-grid-v27 > .financial-process-card-v27:nth-child(5){
  grid-column:2 / span 3;
}
.financial-process-grid-v27 > .financial-process-card-v27:nth-child(6){
  grid-column:5 / span 3;
}
.financial-process-grid-v27 > .financial-process-card-v27:nth-child(7){
  grid-column:8 / span 3;
}
.financial-process-card-v27.final-step{
  display:block;
}
.financial-process-card-v27.final-step span{
  margin-bottom:18px;
}
.financial-process-card-v27.final-step h3{
  margin-top:0;
}
@media (max-width:1220px){
  .financial-process-v27 .financial-title-v26 h2{
    white-space:normal;
  }
  .financial-process-grid-v27{
    grid-template-columns:repeat(2,1fr);
  }
  .financial-process-grid-v27 > .financial-process-card-v27,
  .financial-process-grid-v27 > .financial-process-card-v27:nth-child(5),
  .financial-process-grid-v27 > .financial-process-card-v27:nth-child(6),
  .financial-process-grid-v27 > .financial-process-card-v27:nth-child(7){
    grid-column:auto;
  }
}
@media (max-width:860px){
  .financial-process-grid-v27{
    grid-template-columns:1fr;
  }
}



/* ===== Investment Management v29: approved v22/v23/v24/v25/v28 visual system ===== */
.investment-v29 .investment-hero-v29{
  min-height:485px;
}
.investment-v29 .investment-hero-grid-v29{
  min-height:485px;
  grid-template-columns:minmax(720px,.98fr) minmax(320px,1.02fr);
}
.investment-v29 .investment-hero-copy-v29{
  max-width:790px;
}
.investment-v29 .investment-hero-copy-v29 h1{
  font-size:clamp(2.95rem,3.55vw,4.45rem);
  max-width:790px;
}
.investment-v29 .investment-hero-copy-v29 p{
  max-width:730px;
}
.investment-foundation-v29{
  background:#fff;
  padding:68px 0;
}
.investment-foundation-grid-v29{
  display:grid;
  grid-template-columns:minmax(570px,.95fr) minmax(600px,1.05fr);
  gap:58px;
  align-items:start;
}
.investment-foundation-copy-v29{
  max-width:730px;
}
.investment-foundation-copy-v29 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 18px;
}
.investment-foundation-copy-v29 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.65;
  margin:0 0 16px;
}
.investment-check-panel-v29{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:30px 32px;
  box-shadow:0 10px 32px rgba(7,28,47,.06);
}
.investment-checklist-v29{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:16px 34px;
}
.investment-checklist-v29 li{
  position:relative;
  padding-left:32px;
  color:#35465c;
  line-height:1.38;
}
.investment-checklist-v29 li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:2px;
  width:21px;
  height:21px;
  border-radius:50%;
  background:#b8792f;
  color:#fff;
  display:grid;
  place-items:center;
  font-size:.76rem;
  font-weight:900;
}
.investment-philosophy-v29{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:66px 0 64px;
}
.investment-title-v29{
  max-width:1220px;
}
.investment-title-v29 h2{
  white-space:nowrap;
}
.investment-title-v29 p{
  max-width:1040px;
}
.investment-card-grid-v29{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.investment-card-v29{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px 28px 24px;
  min-height:238px;
  box-shadow:0 8px 24px rgba(7,28,47,.06);
}
.investment-card-v29 span,
.investment-process-steps-v29 span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
}
.investment-card-v29 svg,
.investment-process-steps-v29 svg{
  width:33px;
  height:33px;
}
.investment-card-v29 h3,
.investment-process-steps-v29 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  line-height:1.14;
  margin:0 0 10px;
}
.investment-card-v29 p,
.investment-process-steps-v29 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0;
}
.investment-process-v29{
  background:#fff;
  padding:66px 0;
}
.process-band-v29{
  display:grid;
  grid-template-columns:minmax(420px,.8fr) minmax(680px,1.2fr);
  gap:54px;
  align-items:start;
}
.process-band-v29 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.7vw,3.3rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0;
}
.investment-process-steps-v29{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.investment-process-steps-v29 > div{
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:24px;
  min-height:238px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
  background:#fff;
}
.investment-v29 .investment-cta-v29 .cta-band-v23 h2{
  max-width:850px;
}
@media (max-width:1220px){
  .investment-v29 .investment-hero-grid-v29{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .investment-foundation-grid-v29,
  .process-band-v29{
    grid-template-columns:1fr;
  }
  .investment-foundation-copy-v29{
    max-width:980px;
  }
  .investment-card-grid-v29{
    grid-template-columns:repeat(2,1fr);
  }
  .investment-process-steps-v29{
    grid-template-columns:repeat(3,1fr);
  }
  .investment-title-v29 h2{
    white-space:normal;
  }
}
@media (max-width:860px){
  .investment-v29 .investment-hero-v29{
    min-height:auto;
  }
  .investment-v29 .investment-hero-grid-v29{
    display:block;
    min-height:auto;
  }
  .investment-v29 .investment-hero-copy-v29 h1{
    font-size:2.52rem;
  }
  .investment-checklist-v29,
  .investment-card-grid-v29,
  .investment-process-steps-v29{
    grid-template-columns:1fr;
  }
  .investment-foundation-v29,
  .investment-philosophy-v29,
  .investment-process-v29{
    padding:56px 0;
  }
}



/* v30 Investment Management copy/layout correction */
.investment-card-grid-v30{
  grid-template-columns:repeat(4,minmax(0,1fr));
}
.investment-card-grid-v30 .investment-card-v29{
  min-height:268px;
}
@media (max-width:1220px){
  .investment-card-grid-v30{
    grid-template-columns:repeat(2,1fr);
  }
}
@media (max-width:860px){
  .investment-card-grid-v30{
    grid-template-columns:1fr;
  }
}


/* ===== About v31: team and firm story ===== */
.about-v31 .about-hero-v31{
  min-height:485px;
}
.about-v31 .about-hero-grid-v31{
  min-height:485px;
  grid-template-columns:minmax(720px,.98fr) minmax(320px,1.02fr);
}
.about-v31 .about-hero-copy-v31{
  max-width:800px;
}
.about-v31 .about-hero-copy-v31 h1{
  font-size:clamp(2.95rem,3.55vw,4.45rem);
  max-width:810px;
}
.about-v31 .about-hero-copy-v31 p{
  max-width:710px;
}
.about-intro-v31{
  background:#fff;
  padding:68px 0;
}
.about-intro-grid-v31{
  display:grid;
  grid-template-columns:minmax(520px,.86fr) minmax(650px,1.14fr);
  gap:58px;
  align-items:start;
}
.about-intro-grid-v31 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 18px;
}
.about-intro-grid-v31 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.65;
  margin:0 0 16px;
}
.about-values-grid-v31{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:18px;
}
.about-values-grid-v31 article{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:24px;
  min-height:202px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.about-values-grid-v31 span,
.cta-icon-v23{
  flex:none;
}
.about-values-grid-v31 span{
  width:56px;
  height:56px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:16px;
}
.about-values-grid-v31 svg{
  width:31px;
  height:31px;
}
.about-values-grid-v31 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.28rem;
  line-height:1.14;
  margin:0 0 9px;
}
.about-values-grid-v31 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0;
}
.team-section-v31{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:66px 0 68px;
}
.about-title-v31{
  max-width:1160px;
}
.about-title-v31 h2{
  white-space:nowrap;
}
.about-title-v31 p{
  max-width:1000px;
}
.team-grid-v31{
  display:grid;
  gap:24px;
}
.team-card-v31{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:10px;
  box-shadow:0 10px 30px rgba(7,28,47,.06);
  overflow:hidden;
}
.team-card-featured-v31{
  display:grid;
  grid-template-columns:350px 1fr;
  align-items:stretch;
}
.team-photo-wrap-v31{
  background:#071c2f;
  min-height:100%;
}
.team-photo-wrap-v31 img{
  width:100%;
  height:100%;
  display:block;
  object-fit:cover;
}
.team-copy-v31{
  padding:34px 38px;
}
.team-copy-v31 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(1.75rem,2vw,2.25rem);
  line-height:1.1;
  letter-spacing:-.025em;
  margin:0 0 6px;
}
.team-title-v31{
  color:#b8792f;
  font-weight:800;
  letter-spacing:.08em;
  text-transform:uppercase;
  font-size:.78rem;
  margin:0 0 20px !important;
}
.team-copy-v31 p{
  color:#405166;
  font-size:1.02rem;
  line-height:1.56;
  margin:0 0 14px;
}
.personal-note-v31{
  color:#59687b !important;
  font-style:italic;
}
.debi-card-v31{
  display:grid;
  grid-template-columns:260px 1fr;
  align-items:stretch;
  max-width:920px;
}
.debi-card-v31 .team-copy-v31{
  padding:32px 36px;
}
.debi-card-v31 .team-copy-v31 h3{
  font-size:2rem;
}
.about-v31 .about-cta-v31 .cta-band-v23 h2{
  max-width:850px;
}
@media (max-width:1220px){
  .about-v31 .about-hero-grid-v31{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .about-intro-grid-v31{
    grid-template-columns:1fr;
  }
  .about-title-v31 h2{
    white-space:normal;
  }
  .team-card-featured-v31{
    grid-template-columns:310px 1fr;
  }
}
@media (max-width:900px){
  .about-v31 .about-hero-v31{
    min-height:auto;
  }
  .about-v31 .about-hero-grid-v31{
    display:block;
    min-height:auto;
  }
  .about-v31 .about-hero-copy-v31 h1{
    font-size:2.52rem;
  }
  .about-values-grid-v31{
    grid-template-columns:1fr;
  }
  .team-card-featured-v31,
  .debi-card-v31{
    grid-template-columns:1fr;
  }
  .team-photo-wrap-v31{
    height:380px;
  }
  .team-copy-v31{
    padding:28px;
  }
}
@media (max-width:560px){
  .team-photo-wrap-v31{
    height:330px;
  }
  .about-intro-v31,
  .team-section-v31{
    padding:56px 0;
  }
}



/* ===== About v32: shorten intro, team-first layout, corrected team cards ===== */
.about-v31 .about-hero-v31{
  min-height:430px;
}
.about-v31 .about-hero-grid-v31{
  min-height:430px;
}
.about-intro-v32{
  padding:42px 0;
}
.about-intro-grid-v32{
  grid-template-columns:minmax(640px,1fr) minmax(430px,.7fr);
  gap:48px;
  align-items:center;
}
.about-intro-copy-v32{
  max-width:860px;
}
.about-intro-copy-v32 h2{
  font-size:clamp(2.15rem,2.45vw,3rem);
  max-width:840px;
  margin-bottom:12px;
}
.about-intro-copy-v32 p{
  max-width:820px;
  margin-bottom:0;
}
.about-check-panel-v32{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:24px 28px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.about-checklist-v32{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  gap:13px;
}
.about-checklist-v32 li{
  position:relative;
  padding-left:32px;
  color:#35465c;
  line-height:1.38;
}
.about-checklist-v32 li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:2px;
  width:21px;
  height:21px;
  border-radius:50%;
  background:#b8792f;
  color:#fff;
  display:grid;
  place-items:center;
  font-size:.76rem;
  font-weight:900;
}
.team-section-v31{
  padding:50px 0 68px;
}
.about-title-v31{
  margin-bottom:30px;
}
.about-title-v31 h2{
  white-space:nowrap;
}
.about-title-v31 p{
  max-width:1040px;
}
.team-card-featured-v31{
  grid-template-columns:350px 1fr;
}
.team-photo-wrap-v31{
  min-height:100%;
}
.team-photo-wrap-v31 img{
  object-position:center top;
}
.debi-card-v31{
  display:grid;
  grid-template-columns:350px 1fr;
  max-width:none;
}
.debi-card-v31 .team-copy-v31{
  padding:34px 38px;
}
.debi-card-v31 .team-copy-v31 h3{
  font-size:clamp(1.75rem,2vw,2.25rem);
}
.team-copy-v31 sup{
  font-size:.52em;
  line-height:0;
  position:relative;
  top:-.45em;
}
@media (max-width:1220px){
  .about-intro-grid-v32{
    grid-template-columns:1fr;
    gap:28px;
  }
  .about-title-v31 h2{
    white-space:normal;
  }
  .team-card-featured-v31,
  .debi-card-v31{
    grid-template-columns:310px 1fr;
  }
}
@media (max-width:900px){
  .about-v31 .about-hero-v31,
  .about-v31 .about-hero-grid-v31{
    min-height:auto;
  }
  .team-card-featured-v31,
  .debi-card-v31{
    grid-template-columns:1fr;
  }
  .team-photo-wrap-v31{
    height:380px;
  }
}
@media (max-width:560px){
  .about-intro-v32{
    padding:38px 0;
  }
}



/* ===== Contact v34: simple conversion page ===== */
.contact-v34 .contact-hero-v34{
  min-height:460px;
}
.contact-v34 .contact-hero-grid-v34{
  min-height:460px;
  grid-template-columns:minmax(720px,.98fr) minmax(320px,1.02fr);
}
.contact-v34 .contact-hero-copy-v34{
  max-width:790px;
}
.contact-v34 .contact-hero-copy-v34 h1{
  font-size:clamp(3.05rem,3.65vw,4.55rem);
  max-width:790px;
}
.contact-v34 .contact-hero-copy-v34 p{
  max-width:720px;
}
.contact-main-v34{
  background:#fff;
  padding:64px 0;
}
.contact-main-grid-v34{
  display:grid;
  grid-template-columns:minmax(600px,1fr) minmax(430px,.72fr);
  gap:58px;
  align-items:center;
}
.contact-copy-v34{
  max-width:790px;
}
.contact-copy-v34 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.35rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 16px;
}
.contact-copy-v34 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.65;
  margin:0 0 16px;
}
.contact-card-v34{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:34px;
  box-shadow:0 12px 34px rgba(7,28,47,.07);
}
.contact-card-icon-v34,
.contact-steps-v34 span,
.contact-note-card-v34 span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
  flex:none;
}
.contact-card-icon-v34 svg,
.contact-steps-v34 svg,
.contact-note-card-v34 svg{
  width:33px;
  height:33px;
}
.contact-card-v34 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.75rem;
  line-height:1.1;
  margin:0 0 12px;
}
.contact-card-v34 p{
  color:#405166;
  line-height:1.55;
  margin:0 0 22px;
}
.contact-direct-v34{
  display:flex;
  align-items:center;
  gap:12px;
  margin-top:24px;
  padding-top:22px;
  border-top:1px solid #dbe3ea;
}
.contact-direct-v34 span{
  width:42px;
  height:42px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  flex:none;
}
.contact-direct-v34 svg{
  width:22px;
  height:22px;
}
.contact-direct-v34 a{
  color:#07182a;
  font-weight:800;
  text-decoration:none;
}
.contact-expect-v34{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:64px 0;
}
.contact-title-v34{
  max-width:1120px;
}
.contact-title-v34 h2{
  white-space:nowrap;
}
.contact-title-v34 p{
  max-width:940px;
}
.contact-steps-v34{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.contact-steps-v34 article{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px;
  min-height:238px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.contact-steps-v34 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  line-height:1.14;
  margin:0 0 10px;
}
.contact-steps-v34 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0;
}
.contact-note-v34{
  background:#fff;
  padding:56px 0 66px;
}
.contact-note-card-v34{
  display:grid;
  grid-template-columns:72px 1fr;
  gap:22px;
  align-items:start;
  background:#071c2f;
  color:#fff;
  border-radius:10px;
  padding:34px 38px;
  box-shadow:0 14px 36px rgba(7,28,47,.12);
}
.contact-note-card-v34 span{
  background:#102b45;
  margin:0;
}
.contact-note-card-v34 h2{
  font-family:Georgia,'Times New Roman',serif;
  font-size:2rem;
  line-height:1.1;
  margin:0 0 8px;
}
.contact-note-card-v34 p{
  color:#d8e1ea;
  margin:0;
  line-height:1.55;
}
@media (max-width:1220px){
  .contact-v34 .contact-hero-grid-v34{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .contact-main-grid-v34{
    grid-template-columns:1fr;
  }
  .contact-title-v34 h2{
    white-space:normal;
  }
}
@media (max-width:900px){
  .contact-v34 .contact-hero-v34,
  .contact-v34 .contact-hero-grid-v34{
    min-height:auto;
  }
  .contact-v34 .contact-hero-grid-v34{
    display:block;
  }
  .contact-v34 .contact-hero-copy-v34 h1{
    font-size:2.52rem;
  }
  .contact-steps-v34{
    grid-template-columns:1fr;
  }
  .contact-note-card-v34{
    grid-template-columns:1fr;
  }
}
@media (max-width:560px){
  .contact-main-v34,
  .contact-expect-v34,
  .contact-note-v34{
    padding:52px 0;
  }
  .contact-card-v34,
  .contact-note-card-v34{
    padding:28px;
  }
}



/* ===== Contact v35: Calendly scheduling embed ===== */
.contact-card-v35 .btn{
  width:100%;
  justify-content:center;
}
.calendly-section-v35{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:64px 0;
}
.calendly-title-v35{
  max-width:1120px;
}
.calendly-title-v35 h2{
  white-space:nowrap;
}
.calendly-title-v35 p{
  max-width:950px;
}
.calendly-title-v35 a{
  color:#b8792f;
  font-weight:800;
  text-decoration:none;
}
.calendly-embed-card-v35{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:14px;
  box-shadow:0 12px 34px rgba(7,28,47,.07);
  overflow:hidden;
}
.calendly-embed-card-v35 .calendly-inline-widget{
  border-radius:8px;
}
.contact-v34 .contact-expect-v34{
  background:#fff;
}
.contact-v34 .contact-note-v34{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
}
@media (max-width:1220px){
  .calendly-title-v35 h2{
    white-space:normal;
  }
}
@media (max-width:900px){
  .calendly-embed-card-v35{
    padding:8px;
  }
  .calendly-embed-card-v35 .calendly-inline-widget{
    height:700px !important;
  }
}
@media (max-width:560px){
  .calendly-section-v35{
    padding:52px 0;
  }
  .calendly-embed-card-v35 .calendly-inline-widget{
    height:680px !important;
  }
}



/* ===== Contact v36: consolidate CTAs and move calendar to bottom ===== */
html{
  scroll-behavior:smooth;
}
.contact-v34 .contact-main-v34{
  padding-bottom:52px;
}
.contact-card-v35 .btn{
  width:100%;
  justify-content:center;
}
.contact-v34 .contact-expect-v34{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
}
.contact-v34 .contact-note-v34{
  background:#fff;
  padding-bottom:46px;
}
.calendly-section-v36{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding-top:58px;
  scroll-margin-top:100px;
}
.calendly-section-v36 .calendly-title-v35 h2{
  white-space:nowrap;
}
@media (max-width:1220px){
  .calendly-section-v36 .calendly-title-v35 h2{
    white-space:normal;
  }
}



/* ===== Disclosures v37 ===== */
.disclosures-v37 .disclosures-hero-v37{
  min-height:430px;
}
.disclosures-v37 .disclosures-hero-grid-v37{
  min-height:430px;
  grid-template-columns:minmax(760px,.98fr) minmax(300px,1.02fr);
}
.disclosures-v37 .disclosures-hero-copy-v37{
  max-width:830px;
}
.disclosures-v37 .disclosures-hero-copy-v37 h1{
  font-size:clamp(2.85rem,3.45vw,4.35rem);
  max-width:860px;
}
.disclosures-v37 .disclosures-hero-copy-v37 p{
  max-width:760px;
}
.disclosures-main-v37{
  background:#fff;
  padding:64px 0;
}
.disclosures-title-v37{
  max-width:1180px;
}
.disclosures-title-v37 h2{
  white-space:nowrap;
}
.disclosures-title-v37 p{
  max-width:1000px;
}
.disclosure-card-grid-v37{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:20px;
}
.disclosure-card-v37{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:28px;
  min-height:286px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.disclosure-card-v37 span,
.website-disclosure-list-v37 span,
.disclosure-note-card-v37 span{
  width:58px;
  height:58px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
  flex:none;
}
.disclosure-card-v37 svg,
.website-disclosure-list-v37 svg,
.disclosure-note-card-v37 svg{
  width:31px;
  height:31px;
}
.disclosure-card-v37 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.34rem;
  line-height:1.14;
  margin:0 0 10px;
}
.disclosure-card-v37 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0 0 18px;
}
.disclosure-placeholder-v37{
  color:#b8792f;
  font-weight:800;
  text-decoration:none;
}
.website-disclosures-v37{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:64px 0;
}
.website-disclosures-grid-v37{
  display:grid;
  grid-template-columns:minmax(420px,.72fr) minmax(720px,1.28fr);
  gap:54px;
  align-items:start;
}
.website-disclosures-grid-v37 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0;
}
.website-disclosure-list-v37{
  display:grid;
  gap:18px;
}
.website-disclosure-list-v37 article{
  display:grid;
  grid-template-columns:72px 1fr;
  gap:20px;
  align-items:start;
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:24px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.website-disclosure-list-v37 span{
  margin:0;
}
.website-disclosure-list-v37 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.32rem;
  line-height:1.14;
  margin:0 0 8px;
}
.website-disclosure-list-v37 p{
  color:#405166;
  font-size:.98rem;
  line-height:1.48;
  margin:0;
}
.disclosure-note-v37{
  background:#fff;
  padding:56px 0 66px;
}
.disclosure-note-card-v37{
  display:grid;
  grid-template-columns:72px 1fr;
  gap:22px;
  align-items:start;
  background:#071c2f;
  color:#fff;
  border-radius:10px;
  padding:34px 38px;
  box-shadow:0 14px 36px rgba(7,28,47,.12);
}
.disclosure-note-card-v37 span{
  background:#102b45;
  margin:0;
}
.disclosure-note-card-v37 h2{
  font-family:Georgia,'Times New Roman',serif;
  font-size:2rem;
  line-height:1.1;
  margin:0 0 8px;
}
.disclosure-note-card-v37 p{
  color:#d8e1ea;
  margin:0;
  line-height:1.55;
}
.disclosure-note-card-v37 a{
  color:#d49a3b;
  font-weight:800;
  text-decoration:none;
}
@media (max-width:1220px){
  .disclosures-v37 .disclosures-hero-grid-v37{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .disclosure-card-grid-v37{
    grid-template-columns:repeat(2,1fr);
  }
  .website-disclosures-grid-v37{
    grid-template-columns:1fr;
  }
  .disclosures-title-v37 h2{
    white-space:normal;
  }
}
@media (max-width:900px){
  .disclosures-v37 .disclosures-hero-v37,
  .disclosures-v37 .disclosures-hero-grid-v37{
    min-height:auto;
  }
  .disclosures-v37 .disclosures-hero-grid-v37{
    display:block;
  }
  .disclosures-v37 .disclosures-hero-copy-v37 h1{
    font-size:2.52rem;
  }
  .disclosure-card-grid-v37,
  .website-disclosure-list-v37 article,
  .disclosure-note-card-v37{
    grid-template-columns:1fr;
  }
  .website-disclosure-list-v37 span,
  .disclosure-note-card-v37 span{
    margin-bottom:0;
  }
}
@media (max-width:560px){
  .disclosures-main-v37,
  .website-disclosures-v37,
  .disclosure-note-v37{
    padding:52px 0;
  }
}



/* ===== Disclosures v38: live links and advisor disclosure structure ===== */
.disclosures-v38 .disclosures-hero-v38{
  min-height:430px;
}
.disclosures-v38 .disclosures-hero-copy-v37{
  max-width:890px;
}
.disclosures-v38 .disclosures-hero-copy-v37 h1{
  max-width:900px;
}
.disclosures-main-v38{
  padding-bottom:54px;
}
.disclosure-card-grid-v38{
  align-items:stretch;
}
.firm-grid-v38{
  grid-template-columns:repeat(3,minmax(0,1fr));
}
.resource-grid-v38{
  grid-template-columns:repeat(2,minmax(0,1fr));
}
.disclosure-card-v38{
  min-height:300px;
}
.disclosure-actions-v38,
.advisor-links-v38{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:18px;
}
.disclosure-link-v38{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:42px;
  padding:10px 14px;
  border-radius:999px;
  background:#071c2f;
  color:#fff !important;
  text-decoration:none;
  font-size:.85rem;
  font-weight:800;
  line-height:1.1;
  box-shadow:0 6px 16px rgba(7,28,47,.12);
}
.disclosure-link-v38:hover{
  background:#0f2b46;
}
.crs-note-card-v38{
  border-color:#ead8bd;
  background:linear-gradient(180deg,#fffdf9,#f7f0e6);
}
.advisor-disclosures-v38{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:64px 0;
}
.advisor-disclosure-grid-v38{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:22px;
}
.advisor-disclosure-card-v38{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:30px;
  min-height:285px;
  box-shadow:0 10px 30px rgba(7,28,47,.06);
}
.advisor-disclosure-card-v38 span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
}
.advisor-disclosure-card-v38 svg{
  width:33px;
  height:33px;
}
.advisor-disclosure-card-v38 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.8rem;
  line-height:1.12;
  margin:0 0 6px;
}
.advisor-disclosure-card-v38 p{
  color:#405166;
  font-size:1rem;
  line-height:1.48;
  margin:0;
  font-weight:700;
}
.regulatory-resources-v38{
  background:#fff;
  padding:64px 0;
}
.disclosures-v38 .website-disclosures-v38{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
}
@media (max-width:1220px){
  .firm-grid-v38,
  .resource-grid-v38{
    grid-template-columns:1fr;
  }
}
@media (max-width:900px){
  .advisor-disclosure-grid-v38{
    grid-template-columns:1fr;
  }
  .disclosure-actions-v38,
  .advisor-links-v38{
    display:grid;
    grid-template-columns:1fr;
  }
  .disclosure-link-v38{
    width:100%;
  }
}



/* ===== Disclosures v39: regulatory profiles only, no static PDFs ===== */
.disclosures-v39 .disclosures-hero-v39{
  min-height:420px;
}
.disclosures-v39 .disclosures-hero-copy-v37{
  max-width:870px;
}
.firm-profile-v39{
  background:#fff;
  padding:64px 0;
}
.firm-profile-grid-v39{
  display:grid;
  grid-template-columns:minmax(620px,1fr) minmax(390px,.62fr);
  gap:58px;
  align-items:center;
}
.firm-profile-copy-v39 h2,
.brokercheck-card-v39 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 16px;
}
.firm-profile-copy-v39 p,
.brokercheck-card-v39 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.62;
  margin:0 0 14px;
}
.profile-note-v39{
  max-width:830px;
}
.firm-profile-card-v39{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:34px;
  box-shadow:0 12px 34px rgba(7,28,47,.07);
}
.firm-profile-card-v39 span,
.resource-grid-v39 span,
.brokercheck-card-v39 > span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
}
.firm-profile-card-v39 svg,
.resource-grid-v39 svg,
.brokercheck-card-v39 svg{
  width:33px;
  height:33px;
}
.firm-profile-card-v39 h3,
.resource-grid-v39 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.6rem;
  line-height:1.12;
  margin:0 0 8px;
}
.firm-profile-card-v39 p,
.resource-grid-v39 p{
  color:#405166;
  line-height:1.5;
  margin:0 0 20px;
}
.disclosure-link-v39{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:42px;
  padding:10px 16px;
  border-radius:999px;
  background:#071c2f;
  color:#fff !important;
  text-decoration:none;
  font-size:.85rem;
  font-weight:800;
  line-height:1.1;
  box-shadow:0 6px 16px rgba(7,28,47,.12);
}
.disclosure-link-v39:hover{
  background:#0f2b46;
}
.advisor-profiles-v39{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:64px 0;
}
.advisor-title-v39{
  max-width:1140px;
}
.advisor-title-v39 h2{
  white-space:nowrap;
}
.advisor-photo-grid-v39{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:24px;
}
.advisor-photo-card-v39{
  display:grid;
  grid-template-columns:116px 1fr;
  gap:24px;
  align-items:start;
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:30px;
  box-shadow:0 10px 30px rgba(7,28,47,.06);
}
.advisor-photo-icon-v39{
  width:104px;
  height:104px;
  border-radius:50%;
  overflow:hidden;
  border:4px solid #071c2f;
  box-shadow:0 8px 20px rgba(7,28,47,.14);
}
.advisor-photo-icon-v39 img{
  width:100%;
  height:100%;
  display:block;
  object-fit:cover;
  object-position:center top;
}
.advisor-photo-card-v39 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.85rem;
  line-height:1.1;
  margin:0 0 5px;
}
.advisor-photo-card-v39 p{
  color:#405166;
  line-height:1.42;
  margin:0 0 6px;
}
.crd-line-v39{
  font-weight:800;
  color:#b8792f !important;
  margin-bottom:16px !important;
}
.advisor-profile-actions-v39{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:14px;
}
.brokercheck-section-v39{
  background:#fff;
  padding:64px 0;
}
.brokercheck-card-v39{
  display:grid;
  grid-template-columns:76px 1fr auto;
  gap:22px;
  align-items:center;
  background:#071c2f;
  color:#fff;
  border-radius:10px;
  padding:36px 38px;
  box-shadow:0 14px 36px rgba(7,28,47,.12);
}
.brokercheck-card-v39 > span{
  background:#102b45;
  margin:0;
}
.brokercheck-card-v39 h2{
  color:#fff;
  margin-bottom:10px;
}
.brokercheck-card-v39 p{
  color:#d8e1ea;
  margin:0;
}
.brokercheck-actions-v39{
  display:flex;
  flex-wrap:wrap;
  justify-content:flex-end;
  gap:10px;
}
.brokercheck-actions-v39 .disclosure-link-v39{
  background:#d49a3b;
  color:#07182a !important;
}
.regulatory-resources-v39{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:64px 0;
}
.resource-grid-v39{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:20px;
}
.resource-grid-v39 article{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:30px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.website-disclosures-v39{
  background:#fff;
}
.disclosure-note-v39{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
}
@media (max-width:1220px){
  .firm-profile-grid-v39,
  .brokercheck-card-v39{
    grid-template-columns:1fr;
  }
  .brokercheck-actions-v39{
    justify-content:flex-start;
  }
  .advisor-title-v39 h2{
    white-space:normal;
  }
}
@media (max-width:900px){
  .advisor-photo-grid-v39,
  .resource-grid-v39{
    grid-template-columns:1fr;
  }
  .advisor-photo-card-v39{
    grid-template-columns:1fr;
  }
  .advisor-profile-actions-v39,
  .brokercheck-actions-v39{
    display:grid;
    grid-template-columns:1fr;
  }
  .disclosure-link-v39{
    width:100%;
  }
}
@media (max-width:560px){
  .firm-profile-v39,
  .advisor-profiles-v39,
  .brokercheck-section-v39,
  .regulatory-resources-v39{
    padding:52px 0;
  }
  .brokercheck-card-v39{
    padding:28px;
  }
}



/* v40 Disclosures designation fix */
.disclosures-v39 .advisor-photo-card-v39 h3 sup{
  font-size:.52em;
  line-height:0;
  position:relative;
  top:-.45em;
}
.disclosures-v39 .advisor-photo-card-v39 h3{
  max-width:760px;
}


/* v41 Disclosures visible designation fix */
.disclosures-v39 .advisor-photo-card-v39 h3.dan-disclosure-name-v41{
  font-size:clamp(1.45rem,1.45vw,1.82rem);
  line-height:1.16;
  max-width:780px;
}
.disclosures-v39 .advisor-photo-card-v39 h3 sup{
  font-size:.52em;
  line-height:0;
  position:relative;
  top:-.45em;
}
.nowrap-v41{
  white-space:nowrap;
}
@media (max-width:900px){
  .disclosures-v39 .advisor-photo-card-v39 h3.dan-disclosure-name-v41{
    font-size:1.48rem;
  }
}



/* ===== Privacy Policy v42 ===== */
.privacy-v42 .privacy-hero-v42{
  min-height:430px;
}
.privacy-v42 .privacy-hero-grid-v42{
  min-height:430px;
  grid-template-columns:minmax(760px,.98fr) minmax(300px,1.02fr);
}
.privacy-v42 .privacy-hero-copy-v42{
  max-width:880px;
}
.privacy-v42 .privacy-hero-copy-v42 h1{
  font-size:clamp(2.85rem,3.45vw,4.35rem);
  max-width:900px;
}
.privacy-v42 .privacy-hero-copy-v42 p{
  max-width:770px;
}
.privacy-intro-v42,
.privacy-protect-v42,
.privacy-changes-v42{
  background:#fff;
  padding:64px 0;
}
.privacy-intro-grid-v42,
.privacy-protect-grid-v42{
  display:grid;
  grid-template-columns:minmax(620px,1fr) minmax(420px,.7fr);
  gap:58px;
  align-items:start;
}
.privacy-intro-grid-v42 h2,
.privacy-protect-grid-v42 h2,
.privacy-changes-card-v42 h2{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(2.25rem,2.75vw,3.35rem);
  line-height:1.08;
  letter-spacing:-.04em;
  margin:0 0 16px;
}
.privacy-intro-grid-v42 p,
.privacy-protect-grid-v42 p{
  color:#3f4f64;
  font-size:1.08rem;
  line-height:1.62;
  margin:0 0 14px;
}
.privacy-highlight-card-v42{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:34px;
  box-shadow:0 12px 34px rgba(7,28,47,.07);
}
.privacy-highlight-card-v42 span,
.privacy-card-v42 span,
.privacy-protect-list-v42 span,
.privacy-changes-card-v42 span{
  width:60px;
  height:60px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#071c2f;
  color:#d49a3b;
  margin-bottom:18px;
  flex:none;
}
.privacy-highlight-card-v42 svg,
.privacy-card-v42 svg,
.privacy-protect-list-v42 svg,
.privacy-changes-card-v42 svg{
  width:33px;
  height:33px;
}
.privacy-highlight-card-v42 h3,
.privacy-card-v42 h3,
.privacy-protect-list-v42 h3,
.privacy-sharing-grid-v42 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.45rem;
  line-height:1.12;
  margin:0 0 10px;
}
.privacy-highlight-card-v42 p,
.privacy-card-v42 p,
.privacy-protect-list-v42 p,
.privacy-sharing-grid-v42 p{
  color:#405166;
  line-height:1.5;
  margin:0;
}
.privacy-info-v42,
.privacy-share-v42{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  padding:64px 0;
}
.privacy-title-v42{
  max-width:1160px;
}
.privacy-title-v42 h2{
  white-space:nowrap;
}
.privacy-title-v42 p{
  max-width:990px;
}
.privacy-card-grid-v42{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:22px;
}
.privacy-card-v42{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:30px;
  box-shadow:0 10px 30px rgba(7,28,47,.06);
}
.privacy-card-v42 ul{
  margin:14px 0 0;
  padding-left:20px;
  color:#405166;
  line-height:1.5;
}
.privacy-card-v42 li{
  margin-bottom:8px;
}
.privacy-protect-list-v42{
  display:grid;
  gap:18px;
}
.privacy-protect-list-v42 article{
  display:grid;
  grid-template-columns:72px 1fr;
  gap:20px;
  align-items:start;
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  border:1px solid #dfe5eb;
  border-radius:8px;
  padding:24px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.privacy-protect-list-v42 span{
  margin:0;
}
.privacy-sharing-grid-v42{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:20px;
}
.privacy-sharing-grid-v42 article{
  background:#fff;
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:28px;
  min-height:286px;
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.privacy-status-v42{
  display:inline-flex;
  margin-top:18px;
  padding:9px 12px;
  border-radius:999px;
  background:#071c2f;
  color:#fff;
  font-size:.78rem;
  font-weight:900;
  letter-spacing:.04em;
  text-transform:uppercase;
}
.no-share-v42{
  background:#b8792f;
  color:#07182a;
}
.privacy-changes-card-v42{
  display:grid;
  grid-template-columns:72px 1fr;
  gap:22px;
  align-items:start;
  background:#071c2f;
  color:#fff;
  border-radius:10px;
  padding:36px 38px;
  box-shadow:0 14px 36px rgba(7,28,47,.12);
}
.privacy-changes-card-v42 span{
  background:#102b45;
  margin:0;
}
.privacy-changes-card-v42 h2{
  color:#fff;
  margin-bottom:10px;
}
.privacy-changes-card-v42 p{
  color:#d8e1ea;
  margin:0;
  line-height:1.58;
}
.privacy-contact-v42{
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
}
@media (max-width:1220px){
  .privacy-v42 .privacy-hero-grid-v42{
    grid-template-columns:minmax(570px,1fr) minmax(320px,.8fr);
  }
  .privacy-intro-grid-v42,
  .privacy-protect-grid-v42{
    grid-template-columns:1fr;
  }
  .privacy-sharing-grid-v42{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  .privacy-title-v42 h2{
    white-space:normal;
  }
}
@media (max-width:900px){
  .privacy-v42 .privacy-hero-v42,
  .privacy-v42 .privacy-hero-grid-v42{
    min-height:auto;
  }
  .privacy-v42 .privacy-hero-grid-v42{
    display:block;
  }
  .privacy-v42 .privacy-hero-copy-v42 h1{
    font-size:2.52rem;
  }
  .privacy-card-grid-v42,
  .privacy-sharing-grid-v42,
  .privacy-protect-list-v42 article,
  .privacy-changes-card-v42{
    grid-template-columns:1fr;
  }
  .privacy-protect-list-v42 span,
  .privacy-changes-card-v42 span{
    margin-bottom:0;
  }
}
@media (max-width:560px){
  .privacy-intro-v42,
  .privacy-info-v42,
  .privacy-protect-v42,
  .privacy-share-v42,
  .privacy-changes-v42{
    padding:52px 0;
  }
  .privacy-changes-card-v42{
    padding:28px;
  }
}



/* v43 Privacy sharing badge alignment */
.privacy-sharing-grid-v42 article{
  display:flex;
  flex-direction:column;
}
.privacy-status-v42{
  margin-top:auto;
  width:240px;
  min-height:54px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  padding:10px 16px;
  line-height:1.15;
}
@media (max-width:1220px){
  .privacy-status-v42{
    width:230px;
  }
}
@media (max-width:560px){
  .privacy-status-v42{
    width:100%;
  }
}



/* ===== 404 v44 ===== */
.notfound-v44 .site-header{
  position:relative;
}
.notfound-hero-v44{
  background:linear-gradient(135deg,#f7f9fb 0%,#fff 46%,#eef3f7 100%);
  padding:86px 0 78px;
}
.notfound-grid-v44{
  display:grid;
  grid-template-columns:minmax(620px,1fr) minmax(420px,.68fr);
  gap:58px;
  align-items:center;
}
.notfound-copy-v44 h1{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:clamp(3rem,3.9vw,5rem);
  line-height:1.04;
  letter-spacing:-.045em;
  margin:0 0 20px;
  max-width:960px;
}
.notfound-copy-v44 p{
  color:#405166;
  font-size:1.14rem;
  line-height:1.62;
  max-width:760px;
  margin:0 0 28px;
}
.notfound-actions-v44{
  display:flex;
  flex-wrap:wrap;
  gap:14px;
}
.btn-outline-dark-v44{
  background:#fff;
  color:#071c2f;
  border:1px solid #d3dce5;
  box-shadow:0 8px 22px rgba(7,28,47,.08);
}
.notfound-card-v44{
  background:#071c2f;
  color:#fff;
  border-radius:12px;
  padding:36px;
  box-shadow:0 18px 46px rgba(7,28,47,.16);
}
.notfound-card-v44 span,
.notfound-support-grid-v44 span{
  width:62px;
  height:62px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#102b45;
  color:#d49a3b;
  margin-bottom:18px;
}
.notfound-card-v44 svg,
.notfound-support-grid-v44 svg{
  width:34px;
  height:34px;
}
.notfound-card-v44 h2{
  font-family:Georgia,'Times New Roman',serif;
  font-size:2rem;
  line-height:1.1;
  margin:0 0 10px;
}
.notfound-card-v44 p{
  color:#d8e1ea;
  margin:0 0 18px;
  line-height:1.5;
}
.notfound-card-v44 ul{
  list-style:none;
  margin:0;
  padding:0;
  display:grid;
  gap:11px;
}
.notfound-card-v44 a{
  color:#d49a3b;
  font-weight:800;
  text-decoration:none;
}
.notfound-support-v44{
  background:#fff;
  padding:62px 0 70px;
}
.notfound-support-grid-v44{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.notfound-support-grid-v44 article{
  border:1px solid #dfe5eb;
  border-radius:10px;
  padding:30px;
  min-height:238px;
  background:linear-gradient(180deg,#fbfcfd,#f4f7f9);
  box-shadow:0 8px 24px rgba(7,28,47,.05);
}
.notfound-support-grid-v44 span{
  background:#071c2f;
}
.notfound-support-grid-v44 h3{
  font-family:Georgia,'Times New Roman',serif;
  color:#07182a;
  font-size:1.4rem;
  line-height:1.14;
  margin:0 0 10px;
}
.notfound-support-grid-v44 p{
  color:#405166;
  line-height:1.5;
  margin:0 0 18px;
}
.notfound-support-grid-v44 a{
  color:#b8792f;
  font-weight:900;
  text-decoration:none;
}
@media (max-width:1220px){
  .notfound-grid-v44{
    grid-template-columns:1fr;
  }
}
@media (max-width:900px){
  .notfound-hero-v44{
    padding:64px 0 58px;
  }
  .notfound-copy-v44 h1{
    font-size:2.65rem;
  }
  .notfound-support-grid-v44{
    grid-template-columns:1fr;
  }
}
@media (max-width:560px){
  .notfound-actions-v44{
    display:grid;
    grid-template-columns:1fr;
  }
  .notfound-card-v44{
    padding:28px;
  }
}